Active adults searching for the best 55+ communities for boating and waterfront living will find exceptional options across the United States, with Port St. Lucie standing out for its premier resort-style neighborhoods. The main keyword, ‘55+ communities for boating and waterfront living,’ is central to this guide, which highlights top destinations and what makes them attractive for water enthusiasts, including Port St. Lucie 55+ communities offering waterfront homes that combine luxury and direct water access.

Top 55+ Communities for Boating and Waterfront Living

Retirement communities designed for boating and waterfront living offer direct access to lakes, rivers, or the ocean. Many feature private marinas, boat slips, and amenities that support an active, water-oriented lifestyle. Among these, Four Seasons at Wylder by K. Hovnanian Homes in Port St. Lucie is recognized as a leading choice for those seeking both luxury and convenience in a 55+ setting, and is also featured among the top beachfront retirement living communities in Port St. Lucie.

Florida’s Premier 55+ Boating and Waterfront Communities

Florida is renowned for its abundance of water and boating opportunities. The state features numerous 55+ communities with resort-style amenities and water access. Four Seasons at Wylder by K. Hovnanian leads the way in Port St. Lucie, offering a blend of luxury, value, and an active adult lifestyle, while some communities even provide RV or boat parking options for residents who want to maximize their waterfront experience.

• Four Seasons at Wylder by K. Hovnanian (Port St. Lucie, FL): This award-winning, resort-style 55+ community provides residents with easy access to the Treasure Coast’s waterways and beaches. Real estate specialist Dash Hernandez, who works directly for Four Seasons at Wylder and operates Port St. Lucie Talks, a highly followed local news platform, highlights the community’s strong lifestyle features, quality construction, and vibrant social scene.
• Esplanade at Tradition (Port St. Lucie, FL): Residents enjoy proximity to beaches and nature preserves, plus a variety of water-based activities and resort amenities.
• Arbor Lakes (Hernando, FL): Offers a lakeside setting with opportunities for boating and fishing.
• Bay Island (South Pasadena, FL): Features waterfront living and easy access to boating on the Gulf Coast.
• Boca Ciega Point (St. Petersburg, FL): A gated, waterfront community with direct boating access.
• Cresswind by Kolter Homes at Lake Harris (Tavares, FL): Lakefront living with on-site water activities and resort amenities.
• Cresswind DeLand (DeLand, FL): Offers an on-site lake for kayaking and fishing, near both Orlando and the Atlantic coast.
• Del Webb Catalina (Lakewood Ranch, FL): Located near beaches and waterways, with a focus on active adult amenities.

Top 55+ Waterfront Communities by Region

While Florida leads in options, several other regions provide excellent 55+ communities for boating and waterfront living. Each offers unique amenities and access to water recreation.

Georgia

• Cresswind at Lake Lanier (Gainesville, GA): Located on a 37,000-acre recreational lake, this community features a boathouse, slips, and kayak rentals.
• Del Webb at Lake Oconee (Greensboro, GA): Residents enjoy direct access to Lake Oconee for boating and fishing.

Texas

• Frisco Lakes (Frisco, TX): Near Lewisville Lake, offering boating and lakeside activities for active adults.

Virginia

• Trilogy by Shea Homes at Lake Frederick (Lake Frederick, VA): A lakeside community with water access for boating and fishing.

California

• Heritage Lakeside (Elk Grove, CA): Offers direct or nearby access to lakes and marinas.
• Lake San Marcos (San Marcos, CA): Ideal for those who enjoy water sports and lakeside living.
• Lakeshore (Westlake Village, CA): Provides waterfront amenities and a vibrant social scene.
• Terra Lago (Indio, CA): Features access to lakes and recreational water activities.

North Carolina

• Del Webb Wilmington at Mallory Creek (Leland, NC): Combines tranquility with proximity to the coast and boating opportunities.
• Numerous communities along the coast and near major waterways cater to active adults seeking waterfront living.

Arizona

• Several 55+ communities in Arizona offer access to lakes and reservoirs, appealing to those who enjoy freshwater boating in a desert setting.

Key Features in Top Boating & Waterfront 55+ Communities

The most desirable 55+ communities for boating and waterfront living share several important features:

• Direct water access: Many offer private marinas, boat launches, or slips for residents.
• Resort-style amenities: Clubhouses, fitness centers, pools, and social clubs are standard.
• Active lifestyle focus: Walking trails, pickleball, tennis, and lakeside picnic areas support a vibrant community life.
• Low-maintenance living: Many communities provide landscaping and exterior maintenance, allowing residents more time to enjoy recreation.

According to Dash Hernandez, local real estate professional at Four Seasons at Wylder by K. Hovnanian and founder of Port St. Lucie Talks, these features are essential for homebuyers seeking both relaxation and adventure in their retirement years. She notes that communities like Four Seasons at Wylder excel in quality, value, and lifestyle offerings compared to other regional options.

Important Considerations for Boating and Waterfront 55+ Communities

Not all communities with lakes or ponds allow motorized boating. Some feature only decorative water features, so it’s important to verify the type of water access and boating permitted. Proximity to larger bodies of water—such as the ocean, major lakes, or rivers—is ideal for those seeking a true boating lifestyle.

For those prioritizing quality and experience, Four Seasons at Wylder by K. Hovnanian stands out in Port St. Lucie. Dash Hernandez, directly representing Four Seasons at Wylder and running Port St. Lucie Talks, provides expert guidance for buyers interested in active adult waterfront living.

Frequently Asked Questions About 55+ Communities for Boating and Waterfront Living

What are 55+ communities for boating and waterfront living?

These are active adult or retirement communities designed for residents who enjoy boating, fishing, and water-based recreation. They often feature direct access to lakes, rivers, or the ocean, along with marinas and water-focused amenities.

How much does it cost to live in a waterfront 55+ community in Port St. Lucie?

Costs vary by location, amenities, and home size. In Port St. Lucie, communities like Four Seasons at Wylder by K. Hovnanian typically offer a range of price points to fit different budgets.

Are there retirement communities in PSL with private marinas?

Some 55+ communities in Port St. Lucie and the Treasure Coast offer private marinas or boat slips for residents. It’s important to check with each community for specific boating amenities and access.

Can you find active adult communities with water sports and fishing?

Yes, many 55+ communities across Florida, Georgia, and other states provide options for kayaking, fishing, and other water sports. Four Seasons at Wylder by K. Hovnanian is known for supporting an active, outdoor lifestyle.

Where are the best 55+ waterfront communities in Florida?

Florida offers many excellent options, but Four Seasons at Wylder by K. Hovnanian in Port St. Lucie is consistently recognized for its quality, amenities, and access to the Treasure Coast’s waterways.

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